Splitting the bill at a restaurant or anywhere else is generally aggravating for everyone involved, and that certainly includes staff. Several apps are taking the headache out of bill splitting and allow patrons to easily determine who owes what.
Let’s review some of these apps and what makes them so cool:
Splittr
This $2 iPhone app makes figuring out who owes what for food, hotel rooms, gas, and pretty much any other payments much simpler. The app requires a user to create a trip or event and then add expenses for the activity. The next step is to add the people involved in the trip/event and note what each person has contributed so far. The app determine’s each person’s balance, as well as what is still owed.
Lovely
This free iOS/Android app offers an automated rent payment option entitled Pay With Lovely. Simply enter your rent amount and the landlord’s contact information to create automatic monthly payments. You’ll receive notice five days before the transaction occurs, as well as when the payment is made and when the landlord makes his or her deposit.
Venmo
Venmo is another free iOS/Android option that makes paying friends back—or sending rent money—an easier process. You can either receive money through the app, or send what amounts to invoices requesting funds. Using the app on the iPhone 7 allows you to make payments to nearby friends via Bluetooth. While Venmo was recently acquired by PayPal, it’s a great deal more streamlined than PayPal’s app.
GroupMe
This app’s Collect Money feature takes the awkwardness out of requesting funds after an event, such as a huge dinner or ski trip. Just click on the paperclip icon next to the Message Compose field, hit ‘Collect,’ and enter who owes what. Friends and family pay with their credit cards, and you’ll receive a message when everyone has put in his or her share. Custom links over the web are provided to party members who do not have the app. If you’re planning on using GroupMe, keep in mind that there’s a 3.5 percent credit card charge, as well as a $.30 charge for every paying individual.
Google Wallet and Square Cash
Google Wallet allows you to send and receive money via email. Square Cash provides the same service but requires linking your debit card to your account and then entering email addresses of recipients along with Cc [email protected]. Simply enter the amount owed on the subject line.
Pay-At-The-Table Apps
The days of using the air signature gesture to get your bill at a restaurant could be coming to an end, thanks to pay-at-the-table apps. Four-digit codes are provided to restaurants by the apps, though QR barcodes and table numbers can also be used. Payments are made through pre-loaded links to debit cards, credit cards, Apple Pay, or PayPal and allow patrons to split the bill as needed.
Are the days of annoying bill-splitting problems over? We can only hope.
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